Hello, have you ever been looking out around on the internet questioning what the cost could be to do a short sale on your home? Maybe you possibly can barely afford your mortgage payments or possibly you can’t afford them at all. You may be questioning what the prices are with doing a short sale. Well, my name is Fred Weaver and my business associate Kevin Kauffman and I run one of the nation’s main real estate teams and one of many prime short sale groups in the country; Group 46:10.
Boy do I have some nice information for you today. There is actually no cost to you the home-owner to do a short sale. That is fairly great, I know. Now you might be wondering about the real estate commissions and who pays those. The good news about real estate commissions is they’re paid for by your lender. So maybe you’ve got a loan with Bank of America, Wells Fargo, or Chase or one of many other major banks or even the local banks in your area. The good news for you is that we are going to truly negotiate along with your bank for them to pay us a commission so you do not have to. The other excellent news is that we do not charge any further fees. There are no upfront charges or hidden fees. There are no fees for us to do the listing or upfront work. We only get a fee from your lender for doing the short sale transaction.
We have closed over 500 short sales at a ninety% success rate and I can tell you that we have the experience right here at Group 46:10 that can assist you in your situation. There may be probably not a lender that we’ve not worked with, or a mortgage program that we’ve not seen. There may be most likely not a scenario that you’re dealing with that we have not heard about before. We’ve the power here at Group 46:10 that will help you along with your particular situation.
Once more, we’re Group 46:10, the nation’s main short sale team and we’re right here to help. Give us a call today and allow us to consult with you on your options. Our phone number is 602-492-4610 or be at liberty to fill out a form here on our web site and we would be glad to provide you a call back. Thanks so much and have a terrific day.
Hello I’m Mike Rigley, your certified default advocate, distressed house expert and short sale specialist for the Northern California area. Welcome to our video blog; as default advocates and short sale specialists we want homeowners to know all of their options. Whether you are behind on your payments, possibly facing foreclosure or just owe more than what your home is worth, we’re here to assist you even if you do not live in the Northern California area.
Today I received a call from an underwater homeowner. He attempted to do a short sale, but the short sale was declined because he owed $35,000 to the California Franchise Tax Board. Let me clarify. The short sale was approved by the bank and investor, but the tax lien had to be removed from title before the escrow could close. His previous realtor saw the tax lien and advised him the short sale couldn’t be completed. This could not be further from the truth. Both the California Franchise Tax Board and the IRS understand the significance of doing a short sale on this distressed house; as long as there is a lien on this house, this will not happen. On more than one occasion, we have successfully had the IRS and the California Franchise Tax Board release the lien so we could get the short sale completed. However, the tax lien just does not go away. The individual is still liable for unpaid taxes, but at least we were able to short sell his property and keep him from going into foreclosure.
If you have questions about your particular situation, please get in touch with us to set up your own free, confidential consultation. Rigley Real Estate Group can offer you the resources and tools that you desire to avoid foreclosure and successfully short sell your property in the Northern California area. I look forward to helping you.
Hello everybody Mike Rigley here, your short sale advocate within the Sacramento area, thanks for taking a minute to take a look at my blog today. I work with Keller Williams Realty within the Sacramento area and use my blog to provide owners with beneficial data on their choices for avoiding foreclosure. If you can no longer afford your month-to-month mortgage payments, or if a short sale simply makes business sense, please go to my website or give me a call to discuss your real estate options.
For my weblog in the present day I wanted to debunk some short sale myths that have been circulating around the Sacramento area. The short sale process continues to be a rather new concept to lots of people and in turn there might be loads of misinformation amongst homeowners. One of these myths is {that a} short sale can have the same impression on your credit score as a foreclosure would. That is completely untrue and in reality some of my clients have been approved for a mortgage only months after completing a short sale. This example really debunks one other widespread myth that somebody who completes a short sale cannot qualify for a mortgage for not less than three to five years. In a foreclosure a Sacramento home-owner will have to wait at the least five years with a purpose to be approved for a mortgage.
These are only a few examples of things I have heard from Sacramento residents which are simply not true. By having a short sale agent with experience like myself you’ll be able to guarantee any of these myths are debunked. Your short sale agent ought to have completed no less than ten short sales up to now and have experience with your lender with a view to be qualified. Thank you for your time immediately and I hope to hear from you soon. Call me today. Sleep better tonight. You’ll be happy that you did.
Hello, I am Mike Rigley, an authorized default advocate, distressed property professional and your short sale specialist. We are California’s leading short sale team and we’re right here to help. Welcome to our video blog. Today we’re going to speak about strategic default. In the event you’re questioning what that is, it is when you’ll be able to afford to make your month-to-month mortgage payments however the property is to this point upside down that it simply would not make sense to maintain paying it. So, to illustrate you owe $400,000 and your home is now worth $200,000. Primarily based on regular appreciation, you’ll be able to expect to pay the property off earlier than it is ever worth what you owe. Let me say that once more, you will pay the property off before it’s ever worth what you owe.
Is it morally corrupt or is it just good business? Only you’ll be able to determine that for yourself. I would encourage you to have a look at it as a great business decision. If Proctor and Gamble, Chevron, Intel or every other giant company sold off an underperforming or a money losing asset, wouldn’t their board of directors say it was a superb enterprise choice and their shareholders reward them with a stock price increase? Completely they would.
So why are you any different? With the favorable tax legal guidelines allowing you most often to keep away from income tax on the debt forgiveness, and the strong California legal guidelines are prohibiting the lender from pursuing a deficiency. If you are considering a strategic default, now could be the time to act. Now I am not encouraging you to walk away from your loan however I’m encouraging you to try what makes sense to you. With the tax forgiveness act of 2007 expiring at the end of this 12 months, now can be the time to act.
Once more, I am Mike Rigley your California short sale specialist and I am right here to help. For a free, no obligation financial consultation, give me a call today, sleep better tonight, you’ll be glad you did. My number is 888-317-9376. Thanks and I’ll see you soon.
Welcome this is Kevin Kauffman, co-owner of Group 46:10, one of the best real estate businesses in the Phoenix area that specializes in short sales. In fact, we’re the number one short sale team, not only in Phoenix, but in the entire nation. Our team has closed over 500 short sales in the past four years and we have over a 90% success rate.
On a daily basis we get a number of inquiries about short sales and one of the questions we get regularly is, “Why do banks even approve short sales?” Basically, it’s a financial decision for them. Many homeowners believe that lienholders are out to assist homeowners, but the truth is that if you’ve ever tried to do a loan modification or worked with your lender, you have more than likely experienced something completely opposite.
At the end of the day, the banks do not actually care about homeowners, they care about their bottom line. The reason they permit homeowners to short sell their houses is because it saves them money over doing a foreclosure. If you’re wondering about your situation and questioning if you qualify for a short sale, even if you don’t reside in the Phoenix area, please give us a call at 602.492.4610 or fill out the form on our website. We’d like to talk with you about your situation and let you know how we can assist you by getting your house approved for a short sale.
I also would like to urge you to take a look at our Short or Stay Calculator. By inputting some simple information about your home and your mortgage, the calculator will tell you when your property will become an asset again and if it is best to stay or short sell. Again, if you have any further questions about short sales and the short sale process, Group 46:10 is the team to ask. We look forward to hearing from you in the near future.
Hello everybody my name is Fred Weaver and I’m the co-founder of the nations leading short sale group, Group 4610. My partner Kevin Kaufmann and I are dedicated to helping Arizona homeowners keep away from foreclosure and I use my blog to provide up to date information on that very topic. In case you are at present behind on your mortgage, or already considering a short sale, please browse my web site for extra information or contact me directly to be able to focus on your options.
For my weblog right this moment I wanted to discuss finishing a short sale on a rental property in the state of Arizona. You might be dealing with a state of affairs where it no longer makes sense to proceed renting a property given the drop in Arizona home prices. This is usually a tough conversation to have with a tenant, or tenants, but could also be vital if selling the home makes business sense. I have plenty of experience working on this sort of short sale and have the assets that will help you through the process. I may even provide helpful forms and scripts to make use of when speaking with tenants of an investment property. I might help guide you thru this process every step of the way due to my previous expertise with rental property short sales.
When you have any questions on the short sale process, or want to get started, please take a minute to stop by my website or give me a call to discuss your options today. Even if a short sale isn’t right for you I wish to aid you make the perfect real estate choice possible. On my website you’ll find an amazing new tool known as the Short Or Stay Calculator that will give you a big picture idea of when your property may be an asset again. Thanks for your time and I hope to hear from you soon at Arizona’s leading short sale staff, Group 4610.
Hello everybody my name is Kevin Kaufmann and I’m the co-founder of the nations leading short sale group, Group 4610. My business partner Fred Weaver and I are dedicated to helping Arizona homeowners keep away from foreclosure and I use my blog to provide precious information on your distressed property options. If you’re behind on your mortgage, or have already looked in to doing a short sale, take a minute to browse my website for more information or contact me directly to discuss your real estate options.
For my weblog in the present day I wanted to discuss a brand new program known as Save Our Home Arizona and what it might mean for you. This great new program was developed to assist distressed property homeowners in Arizona and might provide up to forty five hundred {dollars} just for doing a short sale. Money was offered to different states across the nation following the bank bailouts a number of years ago and that is how Arizona is using theres. On top of that, the state of Arizona will actually work along with your lender to help get your short sale approved. In reality, through Save Our Home Arizona not only will you the homeowner obtain a cash incentive but your lender and the buyer will as well.
So if you are curious in regards to the Save Our Home Arizona program and how you might qualify give me a call or stop my web site right this moment to arrange a free consultation. Each homeowners state of affairs is different and I want to assist you get out from under your distressed property. Even if a short sale just isn’t the best choice for you there are several completely different choices we will focus on to avoid wasting you money. Thank you for your time at the moment and I hope to hear from you soon at the nations leading short sale workforce, Group 4610.
Hello, I am Matt Fetick with SoldByShortSale.com, Pennsylvania and Delaware’s main short sale specialists. If you want to cease foreclosures right now, we will help. If you are headed in direction of foreclosure, should you’ve been served with a foreclosures notice, you’re most likely afraid about what’s going to happen. You’re probably scared about the foreclosure process and what it will do to your credit. Does it imply you will come home and be locked out of your home and what does that entire foreclosure process seem like?
Well, let me tell you right now, we may also help you. We will help you get it stopped however it’s important to call us. Let me clarify to you the process. While you cease paying your mortgage and you get ninety days late, the financial institution has the right to go in and begin the foreclosure proceedings. The very first thing they’ll do is go to the courthouse and file a civil motion claiming that you have defaulted on the note or the document that you signed agreeing to pay back the money that you simply borrowed. They will perfect the mortgage and take possession of the property back, sell it to allow them to reclaim the cash that they lent to you. After a period of time they’ll meet with a judge at that time, the judge will resolve in case you have paid your mortgage. If you have not been paying your mortgage, the judge is going to side together with your mortgage firm and they’ll start the process to permit it to be offered at sherrif’s sale.
One of the best news I can provide you at the moment is that number one, it is a lengthy process and it will take a while. Number two, there should not be any surprises. They have to come and put a notice on your house with the hearing date and time. We also have lots of good info online. We will do plenty of research for you and help you determine where you’re in the process. Are you close to a sherrif sale date, can we cease the sherrif sale? We can’t do it until you call us and I will let you know day by day that you just get nearer to foreclosures, the tougher it’s for us to cease it. We can stop foreclosures and we will cease it right now generally. I suppose there are circumstances where we couldn’t however we will help you however you have to call us.
Again, I am Matt Fetick with SoldByShortSale.com, Pennsylvania and Delaware’s main short sale specialists and we’re here to help. Go to our website, SoldByShortSale.com, click for more information, give us a call and one of us will get right back to you. Let’s talk about your scenario and see how we will help you keep away from foreclosure. I look forward to hearing from you soon.
Hello everybody my name is Matt Fetick with Sold By Short Sale, Pennsylvania’s leading short sale staff, thanks for checking out my blog today. My team and I are dedicated to helping Philadelphia area owners avoid foreclosure and I use my weblog to supply valuable info on all your real estate options. If your mortgage is underwater, or if it no longer makes business sense to proceed paying your mortgage, take a minute to browse my web site or contact me directly for much more info on what may be the best choice for your distressed property.
For my blog matter today I wanted to discuss what it means to be underwater on your mortgage and what choices it’s a must to get out from below your home. If you owe more on your mortgage than what your property is worth it is thought of to be underwater. Given the downturn within the national housing market over the previous few years many Pennsylvania owners find themself in this exact position. For this very purpose I decided to become involved within the short sale process with a purpose to help the householders in my community. Our workforce is very passionate about educating owners on all of their choices if their property is underwater. We will never charge you a dime for our services, in contrast to some other companies, and will work with you to find the perfect real estate option for your unqiue situation.
If your own home has decreased in value, or if you can no longer afford your mortgage payments, please give me a call at this time so we are able to focus on your entire real estate options. As a native of Pennsylvania I want to help those in my community avoid foreclosure and get out from underneath their distressed property. Thanks to your time today and I hope to hear from you soon at Sold By Short Sale.
Welcome, this is Matt Fetick with SoldByShortSale.com, Pennsylvania’s leading short sale expert. Thanks for visiting our website and checking out some of our information. It’s the goal of my team to offer as much information as possible to the Pennsylvania area regarding the distressed housing market. There are so many individuals in today’s economic climate that are finding themselves in difficult situations like no longer being able to pay their mortgage or being upside down on their home. That is why my group has chosen to give attention to individuals that are in difficult situations.
It is everyone’s best interest to help the distressed homeowner for several reasons. First of all, it’s good to help people in general and it is better for the community when a home is short sold instead of foreclosed upon. We think that doing short sales and doing them well protects the value of the houses in our community. Another reason we are so passionate about doing short sales is because we believe it protects the investor to the best extent possible. We know that we can return more money back to the investor when doing a short sale in lieu of a foreclosure. There are a lot of additional costs to doing a foreclosure that individuals often don’t understand and it takes a lot of time, as well.
For someone that’s underwater in their home and needs to get it sold, a majority of the time a short sale is one of the best options. If you would like to know if a short sale is the best option for you, please get in touch with us and we’ll share with you everything we know. If we can not provide you with enough information, we’ll refer you to accountants and attorneys that can aid you further. Please visit our website at SoldByShortSale.com, click for more information or give us a call. We’d be happy to provide you with the tools and resources so that you can make the best decision possible when it comes to short selling your house.
