Hello again and welcome to Orlando Short Sale Expert. My name is Mark Alan Adams and I’m a licensed realtor right here within the state of Florida. My staff and I concentrate on short sales and I blog frequently to offer relevant content to underwater property homeowners on their options for avoiding foreclosure. If you’re in search of much more short sale data please take a minute to browse my web site or contact me immediately to discuss your options. Our staff is the authority on short sales in the state of Florida and we want to assist you to Avoid foreclosure.
For my blog subject right now I thought we must always discuss how vital it’s to act fast when facing foreclosure. Far too often I obtain cellphone calls from householders who have a sheriff sale coming up in weeks and it may possibly make the short sale process extremely difficult. In case your trustee date has been set we can still get a short sale approval however it is going to take lots of time and hardwork. Your best option can be to hire an lawyer with a view to have the foreclosure date pushed back to be able to sell the home and complete a short sale. Our crew has several attorneys that we work with who have a whole lot of experience working on foreclosures and short sales who will be able to help. Of course it could cost you some money out of pocket to hire an lawyer however will probably be less expensive than getting into in to foreclosure. Florida is a deficiency state and your lender might sue you for any money owed in case you enter in to foreclosure. For this reason please don’t hesistate to contact a short sale specialist if you find yourself behind on your mortgage. On my web site you can find some primary data on the short sale process together with my personal contact data if you want to arrange a free consultation. Thanks for trying out my weblog and have a fantastic day.
Hello and welcome back to Orlando Short Sale Expert, my name is Mark Alan Adams and I’m licensed realtor within the state of Florida. My group and I specialize in short sales and I revise my blog frequently to be able to keep you the home-owner informed on your options for avoiding foreclosure. Our staff is the specialist on short sales within the Orlando area and are going to allow you to get out from under your distressed property. If my weblog is helpful at the moment please take a minute to browse my web site for extra data or contact me straight to discuss your options.
For our blog matter at this time I wanted to discuss working on a short sale file with Wells Fargo and among the experiences I’ve had. I’ve nothing but good things to say about working with Wells Fargo and their crew has really come a long way in helping get information approved. In the past I would have rather gone to the dentist than work with Wells Fargo however as of late they’re definitely probably the greatest lenders to work with on a short sale file. Wells Fargo has been great at waiving all deficiencies and in addition uses the Equator online platform which makes all the process a lot smoother. Since :k1: is a deficiency rights state it’s at all times important to protect our clients in the long term from having to pay back any debt that’s forgiven. If you have any questions on your mortgage with Wells Fargo, or every other lender, please go to my website or contact me directly to discuss your options. On my web site you will discover a short sale packet that will provide you with some primary info on the short sale process and what paperwork we are going to need. Thanks for trying out my weblog immediately and I hope to hear from you soon at OrlandoF Short Sale Expert.
Hello I am Kevin Kudrna with the Integrity Team Short Sales at Keller Williams Realty. We’re considered one of Colorado Springs’ premiere short sale groups and we are here to help answer any questions you have about doing a short sale within the Colorado Springs area. We concentrate on short sales specifically in this area. So, if you wish to know what your choices are to a short sale, give us a call.
I would like to speak to you particularly about FHA short sales today. You may need an FHA guaranteed loan, and in that case that is one thing so that you can watch. To begin with, an FHA short sale is probably one of the better packages out there. There are very strict guidelines and so they make the program as friendly as possible for you the seller. Number one, they are going to truly pre-approve a short sale price. Instead of doing a standard short sale where we’ve to list the house, anticipate an offer, and send in the short sale package deal with the offer. What happens right here is we get that pre-approval earlier than we even have an offer, if that is the situation. The most effective part is we don’t have to wait. Number two; you’ll not have a deficiency judgment, which is a guarantee. So in case you’re concerned with them coming after you later for the difference, which will not happen with FHA. Number three, you’ll at closing be capable to get a check from $750 to $1,000 at closing for doing an FHA short sale. I suppose it is their way of thanking you for doing this rather than permitting it to go to the financial institution as a bank owned as a result of that costs the servicer a lot more money in the end.
There may be one negative that I have to point out and that’s they are going to only enable as much as 1% in seller concessions for a short sale as long as the client is an FHA buyer. If the client is not an FHA buyer then it’s 0% concessions and so they principally need to go and provide you with that money on their own.
Hopefully this helped you out, and there’s a lot more to an FHA short sale, however I needed to provide you with among the basics. In case you have any questions, please call me at 719-205-6478 or you’ll be able to go and click on the contact me information right here on the website so I can get a hold of you. I will help you determine what your best choice is to foreclosure. Thanks for visiting us on our website at Integrityteamshortsales.com where we’re Colorado Springs’ premiere short sale team.
Hello, I am Mark Peek right here with Keller Williams Real Estate. We’re one of California’s short sale specialists. I need to talk to you today about some programs on the market from Chase that many householders most likely aren’t conscious of today. One of the {qualifications} are, you have to have a selected mortgage that’s probably a Washington Mutual portfolio loan or perhaps even among the Chase owned loans. You also have to be presently delinquent and underwater in your mortgage.
If this sounds like it could be your loan, then in some conditions Chase is paying short sale sellers $20,000 or more to short sale their property. They will write you a check on the close of escrow from $20,000 or more in case you have a certain loan type and get a proposal in your home.
So if you’re in a short sale situation and you might be underwater on your mortgage and you’ve got a loan with Chase, you must positively contact me. Chances are you’ll be a type of fortunate householders who might potentially have a large payday coming their way just by doing the correct thing and finishing a short sale on their property. Contact me right now so we will figure out if this is the correct state of affairs for you and find out in the event you do certainly have one among these mortgage types with Chase or Washington Mutual. We can additionally look into if a short sale is the suitable determination for you and your family.
Once more, I’m Mark Peek, one of California’s short sale specialists. Please give me a call today. I’m here to help answer any questions you’ve concerning the short sale process. Thanks and have an incredible day.
Hey, I’m Josh Pomerleau and that is Sarah Willman we’re with Pomerleau Group at Keller Williams Realty. We’re one of :k1:’s premiere short sale teams.
We have a brand new device referred to as the short sale calculator. This is a tool that can assist you determine what number of years it would take you to get your balance equal to your property’s worth.
We usually speak about a unique financial institution day- after-day and we’ve over 500 videos that we encourage you to take a look at. At this time we are going to discuss US Bank short sales. We’ve executed quite a lot of short sales with them within the past. They’re getting just a little stricter on their required paperwork. I try to assist the homeowner and fill in what I can to make it easier on them. They’ve a different set up process that will inform you it takes a certain amount of time to get every thing going, and then when that point comes you’re normally farther away from the deadline.
There are lots of people out there that say don’t take US Bank, however we simply kind of found the opposite. I am not saying they’re the simplest to work with, but we simply know the fitting folks to get our information to and we’re more determined than anybody else. This is evident in our success rate of one hundred% approval. The large thing about us is that’s what we focus on. We have a purchaser’s group but we’re targeted on helping individuals with short sales.
If we can be of any help to you simply let us know. You’ll be able to get a hold of us on our website. You can hit the big start button on shortsaleshift.com. You can too chat with us; we have now a lot of people chatting lately. That is a straightforward strategy to answer questions. You’ll be able to at all times give us a call too. Our cellphone number needs to be listed beneath this video. You can also check out our website at shortsaleshift.com and examine that website out. We’re one of :k1:’s premiere short sale teams. Thanks and have a fantastic day.
Would you like to know how much time it may take your upside down mortgage to no longer be that way? We’re Arizona’s premiere short sale team, Group 46:10, and we have just the tool for you!
If your mortgage has a higher balance than what your house is currently worth, we have created something known as the Short Sale Calculator to help you determine if a short sale is right for you. Our calculator is developed to give you a report specific to your needs and your home; it will tell you the value of your house, take into consideration how much you owe on your house and what your monthly payment is. Our Short Sale Calculator takes all of the previously mentioned information and creates a report informing you just how much time it will take for you to break even on your house. Not only will it tell you how long it will take for your mortgage balance and the value of your property to be at the same place, but it will also let you know how much money it will cost to get those to numbers back to the same amount.
We want to show you our calculator and how it works so that you have all the information you need to make an educated choice. Many individuals today just want to wait out the market, but to do this you need to be prepared to wait for several years for the real estate market to calm down. If you decide to wait out the market and then sell your house, you’ll still have to take money out of pocket to pay the commissions and closing costs once you do sell your property.
Rather than choose to wait out the real estate market, you can always choose to short sell your property. House values are not increasing and it’s time to quit throwing away thousands of dollars in interest each year and get rid of your upside down loan. Group 46:10 has the short sale expertise that you deserve to successfully short sell your home, so please give us a call today.
Thanks for visiting us today, I am Fred Weaver and this is Kevin Kauffman. We’re Group 46:10, the leading short sale team in the Phoenix area, as well as in the nation. Today we would like to talk about the “Save Our home Arizona” program, so if you are looking for information regarding this, we are here to inform you.
We recently had a meeting with the head of the Department of Housing in the state of Arizona and discussed this awesome program with him. If you’re experiencing a tough financial time and have to short sell your property, this program could potentially provide you with up to $4500 in cash at closing. That is not the only good part about this and there are some stipulations that have to be met, but that amount of money provided to you in a short sale is very beneficial to someone in a financial crisis. This isn’t money being given to you from the lender, it’s actually being given to you, the seller, from the state fund.
If you may be experiencing a tough time and decide you need to short sell your home, this program is just an added benefit in the foreclosure vs. short sale battle. The application process for the “Save Our Home Arizona” program is fairly straightforward, but please give us a call and let us walk you through it. Specifically ask for information regarding the “Save Our Home Arizona” program so that we are aware you’re interested in the program and we can provide you with the information you need.
Each year we help numerous individuals salvage their credit by avoiding foreclosure and short selling their house, and we’d like to help you, as well. Please give us, Group 46:10, a call today or fill out the form on our website. We can present you with all of the information you need to successfully short sell your property.
Welcome to our website, I am Kevin Kauffman and this is my business partner, Fred Weaver. We’re Group 46:10, your top short sale group here in the Phoenix area as well as in the nation.
You more than likely came across our blog today because you were looking for information on M and T Bank, also known as My Community Bank and New York Community Bank. They are a larger bank out on the east coast; they don’t have a huge presence out here on the west coast. Despite the fact that they’re not very familiar out here, our knowledge and expertise with short sales has actually provided us the opportunity to work with them a couple of times over the past few years. We’ve gotten the chance to understand how they do a short sale and we would like to share some of that information with you.
The first and foremost thing to remember is that they do allow short sales. The second thing to remember is that qualifying for a short sale with them really depends on your situation. M and T Bank is somewhat more challenging to work with than some of the bigger banks; we have had our fair share of issues with them, but we’ve also been very successful in obtaining approvals from them and completing short sales.
If you need more information about M and T, please give us a call, because we would love to find out more about the loan you have with them and your particular situation. Please don’t let another realtor practice short selling on your house. M and T Bank is the kind of bank that will take advantage of a new realtor, so it is important that you have an individual that is an expert in short sales, like Group 46:10, handle yours. We have the skill you deserve to represent you in the short sale with M and T Bank. Please fill out the form on our website or contact us today. Group 46:10 can assist you with all of your short sale needs so contact us today.
Have you ever questioned if you would need to pay taxes should you were to short sale your own home? Have you perhaps talked to a CPA or a neighbor or a relative or family member that mentioned in case you do a short sale or let your house go to foreclosure, you’re answerable for the taxes?
Well, my name is Fred Weaver and this is Kevin Kauffman and we run one of the nation’s leading short sale groups known as Group 46:10. Right now we need to shed some light; we need to expose the myths from the truths on this tax conversation. Here’s the primary thing that I need to drive home today. It is one thing called the mortgage debt relief forgiveness act. It’s really about to expire at the end of 2012. The reason that is vital to you is as a result of for those who’ve been questioning about paying taxes on a short sale, it is potential that you simply will not have to pay taxes under the mortgage debt relief forgiveness act. The important thing factor is that this expires on the end of 2012, meaning that because it sits right now in case you do a short sale and also you close your transaction by December 2012, you’re good to go. If it is your primary residence with just a few other minor indicators to be sure to qualify, you will not must pay any taxes to the government. For those who close that transaction just a month later in January 2013, because it stands right now you may be paying taxes on the amount of debt forgiven by the lender.
We’re not right here to force you into making a decision, we’re placing this video out so you possibly can have good info in your hands that you should use to make a well informed decision. So for those who’re on the fence wondering about doing a short sale transaction or letting your home go to foreclosure, you’re going to want to make that call earlier than the end of 2012 and in reality, you are going to need to make it early in 2012 or late in 2011. You’re not going to run up towards a deadline and put yourself in a bad situation.
Give us a call at the moment at 480-449-6642 and permit us to explain more concerning the debt relief forgiveness act and offer you a direct link with the IRS website. We will even put you in touch with some of our best CPAs that we work with so they can speak with you more about this. We’re right here to assist; we want to be a useful resource so please contact us today. We’re Group 46:10, considered one of the nation’s main short sale groups and we’re looking forward to speaking with you soon.
Hey, do you’ve gotten a loan with Bank of America, is your mortgage underwater and Bank of America is both your loan servicer or maybe they even own your mortgage? Well, I’m Kevin Kauffman and this is Fred Weaver. We’re Group 46:10, one of the nation’s main real estate groups specializing in short sales. We’re here to speak to you about your underwater Bank of America mortgage.
Bank of America is biggest mortgage servicer in the whole country. Which means more folks make a mortgage payment on a month-to-month basis to Bank of America than every other Bank in our entire country. They get a nasty rap sometimes, although they are often frustrating to deal with. It can be like pulling your hair out trying to get issues finished at Bank of America. The excellent news is Bank of America has streamlined their short sale process recently. They’ve achieved fairly a variety of things to make it better including going to a system known as Equator. They’ve additionally developed one thing referred to as the Bank of America Cooperative Short Sale program. Which in order for you more information on you can contact us directly. You can fill out a form here on our web site or contact us by telephone and we might be pleased to share extra info on that program with you.
What we wish you to know in the end is this, we have pulled our hair out with Bank of America as well, we have been frustrated before in actual fact we’ve done short sales with Bank of America personally. We have now personally done a short sale on our own properties with Bank of America and accomplished it efficiently as well as helped 100 or more owners out whose loans have been serviced with Bank of America.
So we’re here to help. We wish to guide you through the short sale process with Bank of America. We have solved it for you. You don’t have to deal with any of that. Just give us a call as we speak so we are able to consult with you in your finest choices and put you in a position to win moving forward in life. Call us at this time at 480-449-6642 or fill out the quick form right here on our website. We’re Group 46:10, one of the nation’s leading short sale groups and we’re looking ahead to speaking with you soon. Thanks so much.
